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If you want phone insurance that includes loss and theft protection, you must usually purchase it within 60 days of purchasing your phone (30 days for most wireless carriers, including Verizon). Luckily, Verizon is launching an open enrollment period where you can enroll old devices for phone insurance outside of the first window. The open registration period started yesterday and runs until October 13, 2022.
Verizon offers three phone insurance plans: Mobile Protect, Total Equipment Coverage, and Wireless Phone Protection. Only Mobile Protect is available for open registration and it’s the most expensive plan, costing $14 or $17 a month depending on the phone. However, it also has the fastest and most comprehensive coverage. You can have your phone repaired or replaced the same day, and the technician can come to your home or office to repair your phone or bring in a replacement – and set it up. With unlimited screen repairs and battery replacements and same-day service, this is the plan for the accident-prone.
I wouldn’t recommend Mobile Protect to most people if you’re within 30 days of purchasing your phone when you can choose any insurance option. I’ve evaluated all of the insurance plan options, and there are two better options. If you have an iPhone and live near an Apple Store, I would recommend AppleCare+ or AppleCare+ with Theft and Loss. For Android phones or if you’re not near an Apple Store, I recommend Total Equipment Coverage. It offers high coverage, including next-day device replacement for $8.40 or $11.40 per month, depending on the phone.
If you are within the 30 days of purchasing your phone or bought a used iPhone or Android phone, I recommend the Worth Ave. Group to Verizon Mobile Protect. It’s cheaper than Mobile Protect and you get theft insurance, but the deductible is much higher. Check out my comparison of the best phone insurance plans for all your options.
[Image credit: Broken iPhone via BigStockPhoto]